Used well, a balance transfer card can turn high-interest debt into a predictable payoff plan instead of a monthly scramble.

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A balance transfer credit card could offer you a chance to pay less interest while paying off – or at least reducing – your balance. If you move your account balances to the card and pay it off during ...

Nearly two years with no interest. See why this balance transfer card stands out in December with 21 months at 0% intro APR.

If you currently have credit card debt, a balance transfer card may help you to reduce your interest rate, lower your payments and help you pay the debt off sooner. A recent GOBankingRates survey ...

It's tempting to just go for the option with the longest intro APR period. But you might be better served with a card that has a shorter 0% term but a lower transfer fee or more long-term value. Many ...

Many Americans carry a balance on their credit cards. In the first quarter of 2025, U.S. consumers’ credit card balances totaled $1.18 trillion, according to the Federal Reserve Bank of New York.

Balance transfer credit cards can help save on interest if you pay off all or most of your balance before the introductory period ends. Some people run into trouble by missing payments, making only ...

While carrying a balance on your credit card should never be your first choice, it's growing increasingly unavoidable for many Americans. The most recent New York Fed report on household debt and ...

Balance transfers are a useful tool for paying off credit card debt, as they allow you to move high-interest debt to a card with a 0 percent introductory APR. It is important to carefully consider ...

Two of the most common ways to consolidate debts are balance transfer credit cards and personal loans. Both can help you save money and simplify payments, but which one works best will depend on ...

National nonprofit credit counseling agency Take Charge America helps consumers cut through the confusion of balance transfers and avoid costly missteps When faced with mounting credit card debt, a ...