When applying for a loan or new credit card, the lender might offer you credit insurance — a policy you can either pay for upfront or roll into your monthly payments. But what is credit insurance?

Personal loan credit insurance is an optional policy that covers your loan payments in case of specific unforeseen events like unemployment, disability or death. While the coverage can be costly, it ...

As environmental, social and governance factors continue to reshape the financial landscape, many investors are left wondering about the future of credit insurance in sectors facing ESG pressures.

Ever wonder what happens to your mortgage, car loan or any other debts if the unthinkable occurs? While traditional life insurance provides a general financial safety net for your loved ones, credit ...

Loan protection insurance could help you pay for some or all of your personal loan in certain hardship situations, such as an unexpected layoff. A major downside of loan protection insurance is the ...

Kevin Nishmas is an expert financial content writer with a long and successful history of working with Canada's largest financial institutions. His knack (and passion) for transforming complex ...