An 850 credit score won't get you lower rates. Here's what actually changes, what doesn't, and why perfect credit still matters.

Credit scoring as you know it is about to change. For decades, your number was based mostly on your history with payments on things like credit cards and loans. Now, two changes are coming that might ...

Here's what actually changes, and what doesn't, when you reach a perfect 850 credit score in 2026.

NEW YORK (AP) — Hundreds of millions of ‘Buy Now, Pay Later’ loans will soon affect credit scores for millions of Americans who use the loans to buy clothing, furniture, concert tickets, and takeout.

Your credit score shapes every aspect of your mortgage terms, from your interest rate to your total repayment amount. Lenders ...

Elevated mortgage rates. Limited inventory. Rising prices. Many headlines about today's housing market elicit feelings of uncertainty. For those who lived through the housing crash of the 2000s, it's ...

Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in ...

The difference between a “good” and an “excellent” credit score may look small, but when you are taking a home loan, it can ...

As Lynnette Khlafani-Cox looked at her credit score back in 2022, she couldn’t believe what she was seeing. The number that popped up on her screen: 850. She is a renowned money expert known as ‘The ...