All of us are familiar with the adage, “Expect the unexpected.” When a crisis occurs—whether in personal life or a business—it can have devastating financial consequences for everyone affected. Having ...

Aly J. Yale is a contributing writer for the Managing Your Money section for CBSNews.com, covering various personal finance topics, including investing, homebuying, loans and more. Life insurance is a ...

Find out the estate-planning advantages of joint life insurance.

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