Not only must a homebuyer meet certain financials for a USDA loan, but the home itself must be approved. Here are the ...

The USDA home loan application process can take a bit longer than usual. Here are the steps it takes, from beginning to end.

Here are some important questions potential homebuyers should ask when getting a USDA loan from the United States Department of Agriculture.

USDA mortgages are aimed at borrowers buying in eligible rural areas. These loans come with lenient rules around credit scores and down payment requirements. USDA loans come with income limits that ...

USDA loans are mortgages backed or funded by the U.S. Department of Agriculture. Also called USDA rural development loans or rural housing loans, USDA home loans feature low or no down payments and ...

If you're hoping to purchase a primary residence in a rural area and have been researching U.S. Department of Agriculture loans, you'll want to also become acquainted with USDA eligibility maps. These ...

Several agencies within the federal government have programs to help different homebuyers — such as first-time buyers, low-income families and military veterans — afford real estate. Nearly anyone can ...

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If you’re a homeowner with a U.S. Department of Agriculture-backed mortgage, you might wonder if you can refinance a USDA loan. After all, refinancing your mortgage can save you thousands by securing ...

Representatives Mike Bost and Nikki Budzinski have introduced the USDA Loan Modernization Act, which updates loan eligibility requirements to allow producers with at least a 50 percent operational ...

USDA rural home loans (often called USDA Rural Development loans) remain fully available in 2025 for Maryland homebuyers. These mortgages offer 100% financing (no down payment) with competitive ...

CrossCountry Mortgage is recognized as one of the top lenders for USDA mortgages. When it comes to mortgage types, USDA loans can be an attractive option. These loans have many benefits, including ...