A $400,000 house costs an average of $3,216 to insure per year, but your cost will vary based on a few factors.

Sharon Wu, a senior writer with over a decade of experience, specializes in consumer-focused content covering home and finance topics such as insurance, investments, credit, debt, mortgages and home ...

Your home is more than just your largest purchase, it's the center of your life. So, making sure it's insured should be a priority. After a catastrophe, having homeowners insurance — and the right ...

Mortgage extra expense: If your home needs to be rebuilt after a covered loss, this endorsement would reimburse you for increased monthly mortgage expenses of up to $250 per month or a maximum of ...

Homeowners insurance offers financial protection if your property is damaged by a covered peril. Home insurance usually covers your home’s physical structure, other structures on your property and ...

A climate ‘shock’ in the insurance market has started to affect home prices in areas most exposed to wildfires and hurricanes, new research shows.

In New York, some residents are required to add their co-op and management company as “additional insured” parties.

Home insurance claims can be a minefield of potential pitfalls, leading to denials that leave homeowners frustrated and financially vulnerable. Understanding the reasons why claims are often denied is ...

Ashlyn is one of Forbes Home's in-house writers and a former civil engineer-turned content writer with over six years experience. Until recently, Ashlyn focused on creating content for Forbes Home as ...

U.S. home insurance costs rose 11.4% in 2024 over a year ago. Here are seven expert strategies for finding affordable ...