Jun 16, 2025 · Universal life insurance is a permanent life insurance with cash value, flexible premiums and a flexible death benefit. Traditional universal, guaranteed universal, indexed …

Universal life insurance is a type of permanent life insurance, which means it offers lengthy coverage and builds cash value over time. Policies typically last until a certain age, such as 95...

Universal life insurance provides lifelong coverage, as long as your premiums are paid. These policies offer flexible premiums, an adjustable death benefit, and the potential to accumulate …

Nov 26, 2024 · Universal life (UL) insurance is a form of permanent life insurance with an investment savings element plus premiums and a death benefit that are flexible. Unlike term …

Dec 4, 2025 · Universal life is a flexible way to get a permanent life insurance policy and build cash value. The premiums are flexible: you can raise or lower payments within certain limits …

Jan 9, 2023 · Universal life insurance is a type of permanent life insurance that has the flexibility to cover a client's changing needs. With adequate funding, it can provide coverage throughout …

Aug 15, 2025 · Universal life insurance works like any other insurance policy; you pay the premiums and when you die, your beneficiary gets the death benefit. Universal life insurance …

Dec 1, 2025 · Universal life insurance comes with more risk and responsibility, but offers premium and death benefit flexibility alongside permanent, lifelong coverage.

Nov 13, 2025 · Universal Life Insurance explained in plain language. Learn how it works, pros and cons, cash value growth, risks, and how to evaluate your policy.

Jul 29, 2023 · What Is Universal Life Insurance, and How Does It Work? Universal life insurance is a type of permanent life insurance that offers both a death benefit and a cash value …