November 1: Open Enrollment starts — first day you can enroll in, renew, or change health plans through the Marketplace for the coming year. Coverage can start as soon as January 1.

Health Insurance Marketplace ® is a registered trademark of the Department of Health & Human Services. An official website of the U.S. Centers for Medicare & Medicaid Services.

Need coverage sooner? Check if you qualify for a Special Enrollment Period through January 15 You may qualify for a Special Enrollment Period to get or change health plans outside of Open Enrollment …

Find out how to enroll for or renew coverage in the Health Insurance Marketplace® works. See if you qualify for lower costs, preview plans and prices

Start a 2026 health plan application now! First time applying on HealthCare.gov? Pick your state to get started.

Ways to apply for health insurance Time's running out — Enroll for 2026 now Fill out an application, compare plans, and enroll in health coverage for 2026. Open Enrollment ends January 15. Log in or …

Special enrollment opportunities Outside Open Enrollment, you can enroll in or change a Marketplace plan if you have a life event that qualifies you for a Special Enrollment Period.

Keep or change your insurance plan See why you should prepare for next Open Enrollment now. Update information, compare plans, changing health insurance plans, re-enroll for next year.

If you haven’t applied for insurance on HealthCare.gov before, here's what you need to know about the Health Insurance Marketplace®. 4 Steps to getting health insurance under the ACA. Find out how, …

If you haven’t applied for insurance on HealthCare.gov before, here's what you need to know about the Health Insurance Marketplace®. Make sure you have health coverage.